Patta Chitta is the official legal document that comprises essential information on land or property issued by the Government of Tamil Nadu. Specifically, Patta establishes ownership/title of land in the state, whereas a Chitta is a take out from the Patta register that provides ownership details to individuals.
Beneficiaries can view their Patta Chitta online to check their ownership details.
Steps to view Patta Chitta online
Step 1: Visit the E-Services portal of the Tamil Nadu Government at eservices.tn.gov.in.
Step 2: Click ‘View Patta Chitta’ from the home page dashboard.
Step 3: Follow the redirection and enter a few details on the new page. These details include taluka, district, village etc. Besides this, select ‘Survey Number’ or ‘Patta Number’ and finally click on the ‘Submit’ button.
Step 4: After successfully submitting details, individuals will get every detail about their concerned land.
Individuals can also verify their Patta Chitta through the same portal. To verify details, they have to follow some simple steps.
Steps to verify Patta Chitta details online
Step 1: Visit the E-Services website of the Government of Tamil Nadu.
Step 2: Click on ‘Verify Patta/Chitta’.
Step 3: Enter “Reference Number” in the box and click ‘Submit’ to verify details.
However, applicants looking to apply for TN Patta Chitta online can use this online portal of the Tamil Nadu Government.
Steps to apply for TN Patta Chitta
Step 1: Visit the website of Tamil Nadu Land Records.
Step 2: Then, log in to your official account.
Step 3: Next, click on ‘View Patta & FMB/Chitta/TSLR Extract’ from the menu.
Step 4: Enter the area and district name of the land and then click ‘Submit’.
Step 5: Select the ‘Village’ and ‘Taluk’ from the dropdown menu.
Step 6: If the ‘Survey Number’ option is selected, enter the ‘Sub Division Number’ and the ‘Survey Number’. But, if ‘Patta Number’ is selected, enter the required number. Finally, authenticate the value and click ‘Submit’ to apply.
Step 7: After successful submission, applicants will receive their TN Patta certificate.
Individuals willing to buy or reconstruct a property in Tamil Nadu can also check home loan options. This credit option comes with substantial tax benefits, flexible repayment options, affordable interest rates and rapid capital appreciation. But, before availing, customers must check all the benefits, including some lesser-known benefits of a home loan.
To apply for a home loan in India, candidates have to meet some eligibility criteria beforehand.
Eligibility criteria for a home loan
- Candidates must be the citizen of India
- They should be between 23 to 70 years of age
- A CIBIL score of 750 and above is a must
- They should have work experience of 3 to 5 years.
- The lender fixes the minimum income of a candidate, but it is variable with the city.
For example, the minimum salary to avail a home loan in cities like Delhi, Mumbai and Noida will be higher than in cities like Kolkata, Hyderabad and Bangalore. Hence, it is advisable to check every detail before applying.
Besides this, candidates also need to produce a few documents for the application purpose and the Patta Chitta is one of the crucial documents required.
List of documents needed for a home loan
- KYC documents
- Driving license
- Passport
- Voter ID
- Aadhaar card
- Latest salary slips
- Employee ID card
- Bank account statement of last 3 to 6 months, depending on the occupation.
- Self-employed applicants need a document to prove more than 5 years of business existence.
Most experts advise opting for home loan EMI calculator before availing it. Knowing details regarding financial calculations and the EMI considerably eases monetary matters for a borrower.
Selected financial institutions extend pre-approved offers that simplify and expedite loan processing. Such offers are available on a range of financial products like loans against property, home loans, etc. Enter your name and contact number to check your pre-approved loan offer. Thus, individuals can check the status of their Patta Chitta online through the portal of E-Services of the Tamil Nadu government. They can also apply for one online as well through the same website.
